Blog
Discover our latest articles and blogs
Small Businesses: 3 Documents for Hired and Non Owned Auto
Small business owners: bring three documents to your agent, confirm matching Hired and Non Owned Auto limits, and avoid surprise coverage gaps before a claim.
Avoid Coverage Gaps: Commercial Auto Symbols 1–9 & 19 for U.S. Fleets
Plain English mapping of symbols 1–9 and 19 to real coverage outcomes for U.S. fleet managers, with an agent backed checklist to spot gaps.
Contractor First Installation Floater Insurance for US Contractors
US contractors' checklist for installation floater insurance. Verify valuation, reporting form, transit sublimits, and needed endorsements.
25/50/30 Minimums in Massachusetts: What to Check at Renewal
Understand Massachusetts' July 1, 2025 minimums — 25/50/30 liability and $8,000 PIP — and learn what to check at renewal and when to call an agent.
U.S. Drivers: Avoid $125 in CDW Fees, Agent Backed Rental Insurance
Agent backed U.S. guidance on rental car insurance coverage. Check your declarations page, confirm card CDW status, and avoid $15–$30 daily CDW fees.
Avoid an Extra $60–$120/Month: Leased Car Insurance for U.S. Lessees
U.S. guide to leased car insurance: meet your lease's limits, follow deductible caps, buy gap from your insurer, and avoid costly force placed policies.
Food Truck Insurance for U.S. Owners: Get $1M/$2M Coverage Ready
U.S. food truck owners: prepare VIN, equipment values, and driver MVRs to secure COIs with $1M/$2M limits, choose short-term or annual coverage fast.
Avoid a $180,000 Loss: Equipment Coverage for US Contractors
U.S. contractors: a practical checklist for equipment coverage. Learn when to schedule machines, key endorsements, and site controls that reduce premiums.
U.S. Solo Contractors: Agent Checklist for Workers' Comp Ghost Policy
Independent agent checklist for U.S. sole proprietors: when a workers' comp ghost policy fits, audit-avoidance steps to prevent retroactive bills, and...